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Protecting Money & Managing Risk: When You Realistically Earn Enough to Save (19th Blog Post)
The total amount of income we earn will naturally impact the total amount of money we spend and, alternatively, can save. What you don’t...
Aiden Harpel


Protecting Money & Managing Risk: When You Earn Just Enough to “Pay the Bills” (18th Blog Post)
The total amount of income we earn will naturally impact the total amount of money we spend and, alternatively, can save. What you don’t...
Aiden Harpel


Protecting Money & Managing Risk: The Big Picture (17th Blog Post)
When we become adults, lots of unexpected expenses can be expected. As we discussed in our 9th blog post (“Saving & Investing: Why It is...
Aiden Harpel


Borrowing: What are the Risks of Borrowing Money (16th Blog Post)
Borrowing money involves serious risks. Remember that a lender expects you to compensate them for taking money that belongs to them and...
Aiden Harpel


Borrowing: What are the Costs of Borrowing Money (15th Blog Post)
Borrowing money is not cost-free. Remember that a lender, otherwise referred to as a creditor, is taking money that belongs to them and...
Aiden Harpel


Borrowing: What It Means to Borrow Money & Where to Go if You Need to Borrow Money (14th Blog Post)
If I give you money without asking for it to be paid back to me, that is a gift. On the other hand, if I give you money and ask that you...
Aiden Harpel


Saving & Investing: Investing and the Risk That Goes Along with It (13th Blog Post)
Unfortunately, risk is a fundamental part of investing and therefore an investment portfolio will contain some level of risk unless it is...
Aiden Harpel


Saving & Investing: Investing (12th Blog Post)
Financial experts tend to agree that investing is one of the best ways to grow your money over the long-term and achieve your personal...
Aiden Harpel


Saving & Investing: Where to Put One’s Savings (11th Blog Post)
Once you have started to save money, where do you actually put that money? You have options. The easiest option is to stick your cash...
Aiden Harpel


Saving & Investing: A Frame of Reference for Thinking About How Much to Save (10th Blog Post)
In our 8th blog post (“Budgeting & Spending: A Frame of Reference for Thinking About How Much to Budget and Spend on Individual Spending...
Aiden Harpel


Saving & Investing: Why It is Important to Save Money If at All Possible (9th Blog Post)
The total amount of income we earn will naturally impact the total amount of money we spend and, alternatively, can save. What you don’t...
Aiden Harpel


Budgeting & Spending: A Frame of Reference for Thinking About How Much to Budget and Spend (Post #8)
In our last blog post, we provided a practical framework for thinking about and creating a personal / household budget. As part of that...
Aiden Harpel


Budgeting & Spending: A Practical Framework for Thinking About & Creating a Personal Budget (Post 7)
As we described in our 6th blog post (“Budgeting and Spending: What is a Budget and Why Create One”), a personal or household budget is a...
Aiden Harpel


Budgeting & Spending: What is a Budget and Why Create One (Blog Post #6)
If our goals when we become adults include achieving financial independence and financial stability in our lives, and reducing the degree...
Aiden Harpel


How We Can Pay for a College Education: A Roadmap (Blog Post #5)
In our blog posts to date, we have shown the following: 1. Our level of education, especially whether we choose to attend college...
Aiden Harpel


Career Options and the Skills That Are Required for Them (Blog Post #4)
Jobs vary in terms of the qualifications that are required of job candidates. Qualifications can come in the form of levels of education...
Aiden Harpel


Career Options and the Educational Requirements for Them (Blog Post #3)
In my second blog post, I showed the positive relationship between one’s level of education and the amount of money one can earn over...
Aiden Harpel


The Impact of Education on One's Income Potential and on One’s Ability to Get a Job (Blog Post #2)
In my first blog post, I mentioned that jobs which pay an annual salary typically require more qualifications and have more...
Aiden Harpel


Personal Finance and Financial Literacy, It Begins With Earning Income (Blog Post #1)
If our goals when we become adults include achieving financial independence and financial stability in our lives, and reducing the degree...
Aiden Harpel
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